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For this cheat, you will need:

• - a level 3 tower (tower "A") and enough cash for its level 4 upgrade
• - a level 1 tower (tower "B") and enough cash for its level 5 upgrade

The cheat will upgrade tower A to level 4, then upgrade tower B instantly
  to level 5, bypassing levels 2-4.
Tower B will NOT have level 5 attacks until you Save & Resume your game!
  (So if you can't save/resume, a Banana Farm works best as tower B.)

In addition to cheaper level 5 towers, you can also use this cheat to make money:

1. Make a level 2 Dart Thrower (A), a level 1 Beacon (B), and have at least $1840.
2. Use the cheat to upgrade the Thrower to level 3 and the Beacon to level 4.
3. Delete the Dart Thrower.
4. Repeat steps 1-3 as long as you have enough cash and space.
5. Save and Resume your game.
6. Sell all the beacons.  You'll make about $1300 per beacon.